RISK MANAGEMENT & INSURANCE
I believe risk management & insurance is an area that is misunderstood and undeservedly gets a bad rap due to it either being mis-sold, oversold (ever met an insurance agent who did not tell you that you need more life insurance), or sold on a transactional basis where the client has little understanding of the solution or alternatives. I am committed to safeguarding a family’s financial situation, both now and down the road, so that if the unthinkable happens, a tax-free check is delivered that enables the family to persevere. While there will be grief and sadness, we strive to ensure that financial concerns will not be a defining issue for clients that endure the loss of a loved one/cherished family member.
Additionally, there are creative strategies using insurance to:
- Grow cash value
- Save for retirement
- Provide long-term care benefits
- Improve employee retention
- Fund education trusts
- Charitable giving/philanthropy
- Create and fund estates.
Types of Insurance we are licensed and can help clients:
- Term Life
- Whole Life
- Variable Life
- Index Universal Life
- Long-term Care Insurance
One of my success stories is a client that believed he/she was uninsurable. The client’s situation had changed for the better, and we were able to obtain quotes from our network where approximately 12 companies offered a policy as “standard” and two came back as “preferred.” The company that insured the client was highly rated, and the premium was 40% less than a competitor offered him for the same insurance.
Helping You Create, Grow, and Protect Wealth for Generations
502-552-8586 | [email protected] | 4965 U.S. Hwy 42, Suite 1000 | Louisville, KY 40222
Security and Investment Advisory Services offered through L.M. Kohn & Company. A Registered Broker/Dealer. Member FINRA/SIPC/MSRB. 10151 Carver Rd. Suite 100, Cincinnati, OH 45242. (800) 478-0788.