I believe risk management & insurance is an area that is misunderstood and undeservedly gets a bad rap due to it either being mis-sold, oversold (ever met an insurance agent who did not tell you that you need more life insurance), or sold on a transactional basis where the client has little understanding of the solution or alternatives.  I am committed to safeguarding a family’s financial situation, both now and down the road, so that if the unthinkable happens, a tax-free check is delivered that enables the family to persevere.  While there will be grief and sadness, we strive to ensure that financial concerns will not be a defining issue for clients that endure the loss of a loved one/cherished family member.

Additionally, there are creative strategies using insurance to:

  1. Grow cash value
  2. Save for retirement
  3. Provide long-term care benefits
  4. Improve employee retention
  5. Fund education trusts
  6. Charitable giving/philanthropy
  7. Create and fund estates.

Types of Insurance we are licensed and can help clients:

  • Term Life
  • Whole Life
  • Variable Life
  • Index Universal Life
  • Long-term Care Insurance

One of my success stories is a client that believed he/she was uninsurable.  The client’s situation had changed for the better, and we were able to obtain quotes from our network where approximately 12 companies offered a policy as “standard” and two came back as “preferred.”  The company that insured the client was highly rated, and the premium was 40% less than a competitor offered him for the same insurance.

Helping You Create, Grow, and Protect Wealth for Generations

502-552-8586 |  [email protected] |  4965 U.S. Hwy 42, Suite 1000  |  Louisville, KY 40222

Security and Investment Advisory Services offered through L.M. Kohn & Company. A Registered Broker/Dealer. Member FINRA/SIPC/MSRB. 10151 Carver Rd. Suite 100, Cincinnati, OH 45242. (800) 478-0788.